Terms of Use

Last Updated and Effective as of: March 18, 2022

Please read the following carefully before continuing: THANK YOU FOR VISITING THE WEBSITE OF STONE POINT CAPITAL LLC (“Stone Point Capital,” “we” or “us”). BY USING THIS WEBSITE, INCLUDING OUR PRIVATE LP SITE AND ANY OTHER INVESTOR PORTALS (the “Site”), YOU ACKNOWLEDGE YOUR ACCEPTANCE OF, AND AGREEMENT TO BE BOUND BY, OUR TERMS OF USE (the “Terms”), CONDITIONS, DISCLAIMERS, DISCLOSURES AND RESTRICTIONS, AS WELL AS THE APPLICABLE PRIVACY POLICY. AS WE RESERVE THE RIGHT TO MODIFY OR UPDATE THE SITE AND OUR TERMS AT ANY TIME WITHOUT NOTICE TO YOU, WE SUGGEST THAT YOU READ THESE TERMS AND THE APPLICABLE PRIVACY POLICY EACH TIME YOU VISIT THIS SITE. CONTINUED USE OR ACCESS OF THIS SITE BY YOU SHALL BE DEEMED ACCEPTANCE OF ANY CHANGES TO THESE TERMS.

Restriction on Use: You may not alter, modify, redistribute, copy, reproduce, transmit or commercially exploit any materials, information or content on, or made available through, this Site (collectively, the “Content”), including the removal or obscuring of any copyright or other notices or legends contained in such Content. You may access Content for your personal and non-commercial use, and download personalized statements or other documentation related to your role as an investor, but any use of this Site or Content for non-personal or commercial purposes is strictly prohibited. All Content is owned by Stone Point Capital or other parties, who may or may not be affiliated with Stone Point Capital, and is protected by copyright and intellectual property law. We reserve all rights with respect to our proprietary information or Content and will enforce such rights to the full extent of applicable law. Except as expressly provided in these Terms, we do not grant any express or implied rights to you. You agree not to directly or indirectly attempt to register, challenge or contest the validity of our respective ownership of our intellectual property or to assist any third party in doing so. Any unauthorized use of this Site or Content may violate applicable laws, rules and regulations, including, but not limited to copyright law, trademark law, other intellectual property laws and commercial regulations and statutes. Stone Point Capital’s trademarks, service marks, brands and names may be used only with written permission from Stone Point Capital. All other trademarks, service marks, brands and names are the property of their respective owners. Except as expressly specified in these Terms and legal restrictions, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright or any proprietary rights of Stone Point Capital or any third party.

Limitation of Liability: Neither we nor any of our affiliates nor their respective officers, directors, trustees, employees and agents are liable under any circumstance for any damage or injury, including, but not limited to damage or injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part from breach of contract, negligence, or otherwise that may result from your access to or use of (or the inability to access or use) this Site or any Content.

You Represent, Warrant & Indemnify: You represent and warrant to Stone Point Capital that you will not use or access this Site for any purpose that is unlawful or prohibited under the Terms. As a condition of your use of this Site, you also agree to indemnify and hold us and our affiliates, and their respective officers, directors, trustees, employees and agents harmless from and against any and all claims, losses, liability, costs and expenses, including but not limited to, attorneys’ fees, arising from your use of or access to our Site or from your violation of these Terms.

Representation & Warranty Disclaimer: ALTHOUGH WE HAVE MADE REASONABLE EFFORTS TO ENSURE THAT THE INFORMATION CONTAINED WITHIN THIS SITE AND THE CONTENT IS ACCURATE, WE MAKE NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR WARRANTIES OF TITLE OR NON-INFRINGEMENT, ABOUT THE OPERATION OF THE SITE AND THAT THE INFORMATION IS ACCURATE OR COMPLETE. CONTENT, INCLUDING OPINIONS AND GUIDANCE, IS PROVIDED FOR INFORMATION PURPOSES ONLY AND IS SUBJECT TO CHANGE WITHOUT NOTICE. THIS SITE AND THE CONTENT IS PROVIDED “AS IS,” “AS AVAILABLE” AND “WITH ALL FAULTS.” WE DO NOT WARRANT THAT THIS SITE WILL MEET YOUR NEEDS AND MAKE NO GUARANTEE THAT WE WILL UPDATE THIS SITE. YOU AGREE TO ASSUME THE ENTIRE RISK AS TO YOUR USE OF THIS SITE. FURTHERMORE, WE ASSUME NO RESOPONSIBILITY FOR, AND MAKE NO REPRESENTATIONS OR WARRANTIES TIED TO, THE FUNCTIONS OF THIS SITE AND MAKE NO GUARANTEE THAT THIS SITE WILL BE ERROR FREE, UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED OR THAT IT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Timeliness of Content: All Content is presented only as of the date published or indicated and may be superseded by subsequent market events or other circumstances. You are responsible for refreshing your screen or setting the cache settings on your Internet browser to ensure you are viewing the most current version of the Site.

Right to Monitor: Stone Point Capital has the right (but not the obligation) to monitor the Site for any unauthorized or objectionable conduct and to take all appropriate actions in response, without notice to you, and we may at any time revoke or suspend your right to use all or any portion of the Site. Stone Point Capital may investigate any complaint regarding, or suspected violation of, these Terms, and may report any activity relating to this Site to regulators, law enforcement officials or other persons or entities that it deems appropriate.

Transmission to and from the Site: Any communication or content that you send to the Site is and will be deemed to be non-confidential as between you and us, and Stone Point Capital will be free to use, modify, reproduce and distribute it for any purpose without compensation to you.

Links to Other Websites: As a convenience and to make the Site truly service oriented, we have included links to other sites on the Internet. These sites are owned and operated by third parties. Stone Point Capital has no control over these third-party sites, makes no representation and is not responsible for the availability of, or content located on or through, these third-party sites. A third-party link from the Site is not an indication that Stone Point Capital endorses the third party or its site, or that Stone Point Capital necessarily has any affiliation with the third party or its hosting provider.  You should review the terms and conditions, privacy policies and other user agreements of all third-party sites that you visit as those will govern your access and use of those sites.

Security and Passwords:  We cannot guarantee the absolute security of the Site, our servers, databases or those of any third-party service providers. You use the Site at your own risk.

You may not (i) use robots, spiders, scripts, service, software or any manual or automatic device, tool or process designed to data mine or scrape the Site or Content, or otherwise access or collect the Content or data or information from the Site using automated means; or (ii) cache or archive the Site or Content (except for a public search engine’s use of spiders for creating search indices).

Certain areas of the Site are password-protected. You may not attempt or encourage others to access any password-protected areas of the Site without authorization. If you have been issued a password for the Site, you agree that Stone Point Capital has granted you limited access to specific files pertaining to investments relevant to you, and you agree not to attempt to access other computer files.

All information that Stone Point Capital provides to Site users supplying a password is confidential and intended solely for the information of its intended recipient and/or such recipient’s financial, legal or tax advisors, provided that such advisors agree not to disclose any information that is confidential.

You are solely responsible for maintaining the confidentiality of your passwords, account information, user names, and/or security questions and answers for the Site, and for logging off any protected areas of the Site when you finish a session. Accordingly, you should protect the confidentiality of your password, and notify Stone Point Capital immediately if you become aware of its unauthorized use. If you share your password with a third party, you assume all responsibility for all such party’s activity related to the Site.

Governing Law and Dispute Resolution: You agree that your use of the Site and any disputes relating to the Site or these Terms shall be governed in all respects by, and interpreted and enforced exclusively in accordance with, the laws of the State of New York, without giving effect to the conflict of laws rules thereof. Any such disputes shall be brought exclusively in the courts of the State of New York located in the County of New York and the United States District Court for the Southern District of New York. You agree not to object to the venue of, or the exercise of personal jurisdiction by, any such court.

No Advice/No Offer: This Site is for general, informational purposes only. This Site, and anything contained herein, does not provide specific investment advice or strategies to any individual or entity and is not intended to constitute an offer to sell or buy any securities. Any such offer or solicitation will only be made through formal offering materials. The investments and strategies discussed on this Site may not be suitable for all investors and are not obligations of or guaranteed by Stone Point Capital or any of its affiliates. The investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation or any other entity and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. Decisions based on this Site are the sole responsibility of the user. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs.

Investment/Performance Disclaimer: PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. No representation is being made that any investment or transaction will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. The investment return and principal value of an investment may fluctuate. The Site could contain forward-looking statements from time to time, which reflect our current views with respect to, among other things, the operations and performance of our investments. You can identify these forward-looking statements by the use of words such as “outlook,” “believe,” “expect,” “potential,” “continue,” “may,” “should,” “seek,” “approximately,” “predict,” “intend,” “will,” “plan,” “estimate,” “anticipate” or the negative version of these words or other comparable words. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. We undertake no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. Any transactions described on the Site as having been engaged in by Stone Point Capital or any of its affiliates are included as representative transactions for illustrative purposes only, and may not be representative of all transactions engaged in by Stone Point Capital or any of its affiliates.

History of Stone Point: Our platform began in 1985 and operated as MMC Capital under the ownership of Marsh & McLennan Companies, Inc. (“MMC”) until 2005. The current principals of Stone Point Capital led the management of MMC Capital from mid-1998 until 2005, when they formed Stone Point Capital to acquire the business from MMC. The current principals of Stone Point Capital were not involved in making most of the investment decisions with respect to the Trident I investments but became responsible for managing those investments in mid-1998.

Broker-Dealer Affiliate: SPC Capital Markets LLC is a broker-dealer registered with the U.S. Securities and Exchange Commission and a member of FINRA and SIPC, and an affiliate of Stone Point Capital, an investment adviser registered with the U.S. Securities and Exchange Commission. In the United States and Canada, any securities are offered through SPC Capital Markets LLC.

Your Investor Role and Country: This Site is operated and controlled by us in the United States. The information provided on this Site is not intended for access or use by, or the distribution of Content by, any person or entity in any jurisdiction or country where such access, use or distribution would be contrary to laws or regulations or which would subject us to any registration requirement within such jurisdiction or country. This Site and Content is for informational purposes only and should not be construed as solicitation, advice, offer or a recommendation for any fund, security, or service in any jurisdiction where such offer, solicitation or recommendation would be unlawful or unauthorized. By accessing this Site you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site.