Not an Offer: Nothing contained on this Site is an offer to sell or a solicitation of an offer to purchase an interest in any entity or investment vehicle. Any such offer or solicitation will only be made through formal offering materials.
Restriction on Use: You may not alter, redistribute, copy, reproduce, transmit or commercially exploit any content on this Site. Notwithstanding the foregoing, you may access content for your personal and non-commercial use, but any use of this Site or content from this Site for public or commercial purposes is strictly prohibited. We reserve all rights with respect to our proprietary information or content on this Site and will enforce such rights to the full extent of applicable copyright and trademark law. Except as expressly provided in these Terms, we do not grant any express or implied rights to you. You agree not to directly or indirectly attempt to register, challenge or contest the validity of our respective ownership of our intellectual property or to assist any third party in doing so. Any unauthorized use of this Site or the content may violate applicable laws, rules and regulations, including, but not limited to copyright law, trademark law, and commercial regulations and statutes. Stone Point Capital’s trademarks and service marks may be used only with written permission from Stone Point Capital. All other trademarks, service marks, brands and names are the property of their respective owners. Except as expressly specified in these terms and legal restrictions, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright or any proprietary rights of Stone Point Capital or any third party. If you download any pages from the Site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such content. You may not alter or modify the content in your copies.
Limitation of Liability: Neither we nor any of our affiliates nor their respective officers, directors, trustees, employees and agents are liable under any circumstance for any damage or injury, including, but not limited to damage or injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part from breach of contract, negligence, or otherwise that may result from your use or your inability to use this Site or any content found on this Site.
You Represent, Warrant & Indemnify: You represent and warrant to Stone Point Capital that you will not use this Site for any purpose that is unlawful or prohibited under the Terms. As a condition of your use of this Site, you also agree to indemnify and hold us and our affiliates, and their respective officers, directors, trustees, employees and agents harmless from and against any and all claims, losses, liability, costs and expenses, including but not limited to, attorneys’ fees, arising from your use of our Site or from your violation of these Terms.
Representation & Warranty Disclaimer: Although we have made reasonable efforts to ensure that the information contained within this Site is accurate, we make no representation or warranty, expressed or implied, that the information is accurate or complete. Content, including opinions and guidance, is provided for information purposes only and is subject to change without notice. This Site, and the content therein, is provided “as is”, “as available” and “with all faults.” We do not warrant that this Site will meet your needs and make no guarantee that we will update this Site. You agree to assume the entire risk as to your use of this Site. Furthermore, we assume no responsibility for, and make no representations or warranties tied to the functions of this Site and make no guarantee that this Site will be error free, uninterrupted, that defects will be corrected or that it is free of viruses or other harmful components.
Timeliness of Content: All content on this Site is presented only as of the date published or indicated and may be superseded by subsequent market events or other circumstances. You are responsible for refreshing your screen or setting the cache settings on your Internet browser to ensure you are viewing the most current content.
Means of Access: This Site is generally intended to be viewed by a conventional web browser. Although you may use other means to access this Site, be aware that this Site may not appear accurately through other access methods, and you use them only at your own risk.
Transmission to and from the Site: Any communication or content that you send to the Site is and will be deemed to be non-confidential as between you and us, and Stone Point Capital will be free to use, modify, reproduce and distribute it for any purpose without compensation to you.
Links to Other Websites: As a convenience and to make the Site truly service oriented, we have included links to useful sites on the Internet. These sites are owned and operated by third parties. Stone Point Capital makes no representation and is not responsible for the availability of, or content located on or through, these third-party sites. A third-party link from the Site is not an indication that Stone Point Capital endorses the third party or its site, or that Stone Point Capital necessarily has any affiliation with the third party or its hosting provider.
LinkedIn Disclosure: Content and other information contained in Stone Point Capital’s LinkedIn page (the “LI Page”) that is provided by us is for informational purposes only, represents the current, good-faith views of Stone Point Capital and is subject to change without notice. Stone Point Capital’s LinkedIn posts are not, and should not be considered to be, investment advice, an offer to sell, solicitation to buy or recommendation to invest in any particular security, strategy or investment product. Stone Point Capital makes all reasonable efforts to ensure that the information contained on the LI Page is accurate and reliable; however, errors sometimes occur. You should note that the materials on the LI Page are provided “as is” without any express or implied warranties. Stone Point Capital does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that the LI Page or the servers that make it available are free from viruses or other harmful components. Stone Point Capital does not warrant or represent that the materials on the LI Page are correct, accurate, or reliable. You (and not Stone Point Capital) assume the entire cost of all necessary servicing, repair, or correction of your property or operations as a result of using the LI Page
Due to the highly regulated nature of our industry and as a matter of policy, Stone Point Capital does not follow other users and, in some instances, may not reply to user comments. You are not authorized to post on or transmit to or from the LI Page any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law. Further, we reserve the right to review and remove comments and the right to block comments or commenters for any reason.
For your own security and protection, please do not include personal or account information in posts or other messages directed to Stone Point Capital. In addition, because Stone Point Capital is an SEC-registered investment adviser, we cannot publish or otherwise disseminate testimonials about or products or services. Please refrain from posting any comments, positive or negative, on Stone Point Capital, our products or employees. We reserve the right to delete any such postings.
Stone Point Capital in no way endorses or takes responsibility for any content, advertising, products, advice, opinions, recommendations or other materials posted by followers or other third parties on the LI Page. Any comments or opinions posted by another user should be attributed to that user and not Stone Point Capital.
Stone Point Capital and its affiliates disclaim, to the fullest extent permitted by law, all express and implied warranties of merchantability, fitness for a particular purpose, and non-infringement. If you live in a state that does not allow disclaimers of implied warranties, our disclaimer may not apply to you.
Password and Security Notification: Certain areas of the Site are password-protected. You may not attempt to access any password-protected areas of the Site without authorization. If you have been issued a password for the Site, you agree that Stone Point Capital has granted you limited access to specific files pertaining to investments relevant to you, and you agree not to attempt to access other computer files.
All information that Stone Point Capital provides to Site users supplying a password is confidential and intended solely for the information of its intended recipient and/or such recipient’s financial, legal or tax advisors, provided that such advisors agree not to disclose any information that is confidential.
You are solely responsible for maintaining the confidentiality of your passwords, account information, user names, and/or security questions and answers for the Site, and for logging off any protected areas of the Site when you finish a session. Accordingly, you should protect the confidentiality of your password, and notify Stone Point Capital immediately if you become aware of its unauthorized use. If you share your password with a third party, you assume all responsibility for all such party’s activity related to the Site.
No Advice/No Offer: This Site is for general, informational purposes only. This Site does not provide specific investment advice or strategies to any individual or entity and is not intended to constitute an offer to sell or buy any securities. The investments and strategies discussed on this Site may not be suitable for all investors and are not obligations of or guaranteed by Stone Point Capital or any of its affiliates. The investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation or any other entity and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. Decisions based on this Site are the sole responsibility of the user. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs.
Investment/Performance Disclaimer: PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. No representation is being made that any investment or transaction will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. The investment return and principal value of an investment may fluctuate. The Site could contain forward-looking statements from time to time, which reflect our current views with respect to, among other things, the operations and performance of our investments. You can identify these forward-looking statements by the use of words such as “outlook,” “believe,” “expect,” “potential,” “continue,” “may,” “should,” “seek,” “approximately,” “predict,” “intend,” “will,” “plan,” “estimate,” “anticipate” or the negative version of these words or other comparable words. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. We undertake no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. Any transactions described on the Site as having been engaged in by Stone Point Capital or any of its affiliates are included as representative transactions for illustrative purposes only, and may not be representative of all transactions engaged in by Stone Point Capital or any of its affiliates.
History of Stone Point: Our platform began in 1985 and operated as MMC Capital under the ownership of Marsh & McLennan Companies, Inc. (“MMC”) until 2005. The current principals of Stone Point Capital led the management of MMC Capital from mid-1998 until 2005, when they formed Stone Point Capital to acquire the business from MMC. The current principals of Stone Point Capital were not involved in making most of the investment decisions with respect to the Trident I investments but became responsible for managing those investments in mid-1998.
Broker-Dealer Affiliate: SPC Capital Markets LLC is a broker-dealer registered with the U.S. Securities and Exchange Commission and a member of FINRA and SIPC, and an affiliate of Stone Point Capital, an investment adviser registered with the U.S. Securities and Exchange Commission. In the United States and Canada, any securities are offered through SPC Capital Markets LLC.
Your Investor Role and Country: This Site is operated and controlled by us in the United States. The information provided on this Site is not intended for access or use by any person or entity in any jurisdiction or country where such access or use would be contrary to laws or regulations or which would subject us to any registration requirement within such jurisdiction or country. This Site and the content therein is for informational purposes only and should not be construed as solicitation, advice, offer or a recommendation for any fund, security, or service in any jurisdiction where such offer, solicitation or recommendation would be unlawful or unauthorized. By accessing this Site you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud and privacy.
Stone Point Does Not Collect Personal Information on this Site. Stone Point Capital does not collect personal information such as names, home addresses or e-mail addresses from the use of this Site
Privacy Notice for California Residents. This provision supplements the information contained above and applies solely to visitors, users, and others who reside in the State of California. Stone Point Capital does not sell your information.
You have the right to request that Stone Point Capital disclose the following information to you about our collection and use of your personal information over the 12 months prior to the date of your request:
• The categories of personal information we collect about you
• The categories of sources for the personal information we collect about you
• Our business or commercial purpose for collecting that personal information
• The categories of third parties with whom we share that personal information
• The specific pieces of personal information collected about you
• If we disclosed your personal information for a business purpose, a list of the categories of personal information we have disclosed in the prior 12 months
You also have the right to request that Stone Point Capital delete any of your personal information that we collected and retained. We will, however, not delete your information if we need it (i) for a business purpose, (ii) to comply with legal obligations, or (iii) for certain other reasons in accordance with applicable law or regulation.
To exercise the rights described above, California residents may submit a verifiable consumer request to us by either e-mailing us at SPCPrivacyRequests@stonepoint.com or calling us at 1-833-786-7682. The request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information and it must describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request. We will not deny services, charge different prices, offer a different quality of service or otherwise discriminate against you for exercising these rights.